அவருடைய ஓய்வு காலம் சிறக்க எல்லாம் வல்ல இறைவனை இறைஞ்சுகிறோம்.
Saturday, 30 May 2015
பணி ஓய்வு வாழ்த்து
May 30, 2015
Kalaivaraikalai
அவருடைய ஓய்வு காலம் சிறக்க எல்லாம் வல்ல இறைவனை இறைஞ்சுகிறோம்.
PLI Directorate decided to increase the service tax on PLI with effect from 01.06.2015
May 30, 2015
Kalaivaraikalai
விரைவில் LGO தேர்வு முடிவுகள் வெளிவரும்.
May 30, 2015
Kalaivaraikalai
LGO results
It is informed by the Directorate that LGO results has been sent to Circles, intern Circles will announce the result within week.
It is informed by the Directorate that LGO results has been sent to Circles, intern Circles will announce the result within week.
Maximising the post office
May 30, 2015
Kalaivaraikalai
“Instead of hamstringing public sector banks with social schemes, it is time to transfer many of these financial tasks to India Post.” In the light of recently announced schemes aimed at weaker-sections of population, critically comment on the statement
Public sector bank employees are so overwhelmed by the sheer
number of government-sponsored schemes they are saddled with, that they have
begun to come up with parodies. One such spoof scheme is what they have named
the Pradhan Mantri Sishu Palan Yojana, where customers with SB accounts can
leave their children with the bank manager for babysitting services at a
nominal cost.
This might be just a joke, but it does reflect the deep
frustration among bankers at being mandated to carry out an enormous number of
the government’s social objectives.
There has been a lot of commentary asking the government to
reduce its involvement in Public Sector Banks (PSBs). The government has been
asked to reduce holdings, step away from appointments of chairmen and board of
directors, and to not interfere in bank schemes such as the farm loan waiver or
mandatory priority sector lending, But nobody is talking about the government
using PSBs to roll out its various populist schemes, which will affect their
day-to-day operations in the short run, and its overall competitiveness in the
long run.
A quick search will reveal that the number of government social
schemes that use PSBs is uncomfortably high. The schemes cover a range of areas
such as insurance (Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan
Jyoti Bima Yojana, etc), pension (Atal Pension Yojana), financial inclusion
(Pradhan Mantri Jan Dhan Yojana), and priority sector lending, which includes
various schemes under agriculture, micro and small enterprises, education,
housing, export credit and others.
Ambitious targets
Each scheme usually comes with countrywide targets set by the
concerned ministry, which are then distilled and divided into smaller numbers
for each bank branch. For example, the Pradhan Mantri Jan Dhan Yojana (PMJDY)
has an ambitious target of opening 10 crore accounts, to be divided among the
banks. One PSB was assigned a target of 1 crore accounts and one of its
branches in Bengaluru had a target of 1,000 accounts to be opened within a
week. Such targets are rarely met, and even if they are, they rarely match the
desired outcomes, due to complete misalignment of incentives. With a severe
dilution of Know Your Customer norms, there is enough evidence about the actual
success of the scheme — 75 per cent of the accounts are empty, multiple accounts
have been opened by single persons, and there are huge costs that the banks
bear (Rs. 200 per bank account).
But what is perhaps the biggest cost to banks is the opportunity
cost they lose in implementing these schemes. Ambitious targets and time frames
take up precious time that could have otherwise been used to carry out the
original mandate of the banks — accept deposits and make loans. All normal bank
activity comes to a standstill during such public drives, with employees being
swamped by the targets. Even big business clients are asked to wait until the
pressure eases. The PMJDY drive halted all normal banking activities for an
entire week.
At a time when public sector banks are finding it hard to beat
the competition posed by deep-pocketed foreign and private sector banks, they
can ill afford to let their biggest customers take a back seat while they meet
social goals.
Relevance of India Post
However, since social security measures are important, how about
using another government-run behemoth, India Posts, for this task? As it
struggles to find relevance in the digital age, perhaps the answer lies in
reusing its enormous reach for delivering social schemes. In the U.S., this
idea is being examined, and the U.S. Postal Service presented a report this
month outlining exactly how postal banking could promote financial inclusion
while turning in a neat profit for the service.
Two criteria have to be considered: reach and capability. India
Post has a network of over 1.5 lakh branches across India, a reach that far
exceeds all the PSBs combined. Of the 1.5 lakh branches, about 1.4 are in rural
areas, compared to the combined 23,000 rural branches of the public sector
banks.
India Post already runs the Post Office Savings Bank account,
which handles cash worth Rs 6 lakh crore per year across 28 crore accounts. The
service has also been quite successfully handling cash payments in the Mahatma
Gandhi National Rural Employment Guarantee Act — nearly 5.6 crore MGNREGA
accounts, and wages amounting to nearly Rs. 10,000 crore have been disbursed to
beneficiaries through 97,709 post offices across the country. Of the three main
building blocks of financial inclusion — cash storage, disbursing payments, and
giving credit — India Post has already shown that it is quite capable of
handling the first two.
In the longer run, for India Post to play a bigger role in the
fulfilment of the government’s social objectives, the following steps can be
taken: First, one of the smaller and healthier PSBs could be merged with Indian
Post so that the latter acquires a banking licence and a trained workforce.
Second, incentives could be offered to the present workforce to sit for the
banking exams. Third, banking exams could be made a requirement for a percentage
of the new recruits; and, finally, the banking division of the post office
could be brought under the RBI’s regulatory purview.
With this, India Post can expand from financial inclusion to
handling insurance and pension accounts, priority sector lending in rural
areas, and many other financial functions as well.
Some post offices around the world have undergone this
transformation quite successfully. The Royal Mail of the U.K., for example,
does all the things a bank does and additionally even provides telephone and
broadband service.
This move could free public sector banks from being yoked to
social sector objectives and allow them to become competitive and function
freely in the highly cut-throat banking sector. Simultaneously, it could
harness the potential of the post office network in India.
Tuesday, 26 May 2015
Network connected handheld terminals for Postal delivery
May 26, 2015
Kalaivaraikalai
NEW DELHI: The Department of Posts (DoP) is likely to soon start a Rs
1,370-crore mega project that will allow India's 1.3 lakh postmen in
rural regions to use network-connected handheld terminals for postal
delivery.
The project, awarded last year to a consortium that includes state-run Telecom Consultants of India (TCIL), system integrator Ricoh India and Hyderabad-based VisionTek, which provides handheld devices, was delayed due to unavailability of components.
Big
IT companies such as HP and Wipro were also in the running for the
contract rolled out by the ministry of communications & information
technology. "Based on terminal devices on network, the DoP initiative is
likely to happen later this month. The project was delayed as the
private company took time to deliver the components," TCIL's chairman
and managing director Vimal Wakhlu told ET.
The
devices will have a biometric module to authenticate an individual's
identity using the Aadhaar number, solar-powered panel for charging
terminals and a thermal printer to instantly print receipts.
"This
is completely an indigenous project, including devices and components,
and strengthens the concept of 'Make in India'," said Wakhlu.
The
initiative is aimed at preventing postal losses and minimising
procedural delays. The service will require a digital signature of the
addressee that can be automatically transferred to a central server and
an acknowledgement sent to the person.
TCIL is roping in state-owned telecom operator Bharat Sanchar Nigam Ltd for providing network connectivity.
The
movement of postmen can be tracked using GPS on this device. It will
help monitor the entire system and ensure more efficiency as post
offices play a vital role in India's rural economy, Wakhlu said. "This
programme is a step towards financial inclusion of the people of rural
India as it will facilitate financial transactions. Money can be
delivered and accepted through this device, with proper bank account and
receipts delivery," he said.
Ricoh
will act as the systems integrator, managing installations, maintaining
hardware and supplying peripheral devices for the project.
"We
have won the Rs 1,370-crore contract from DoP for the supply of
hardware solutions under the department's modernisation initiatives.
Ricoh will be providing maintenance services for rural ICT devices for a
period of five years," said Ricoh India's managing director Manoj Kumar.
Courtesy : EconomicTimes
Outward Chq clearing procedure at SOs and HOs in Finacle
May 26, 2015
Kalaivaraikalai
Brief
procedure of outward clearing at Sub office and Head office in DOP Finacle
Outward
clearing procedure involves at Sub office and Head office level.
AT SUB OFFICE LEVEL
- The following steps are involved in the SOs they are menioned below
- Entering the insturments by using the menu option HOMSO in counter PA login.
- Verification of the instruments which are lodged by counter PA using the menu HOMSO in supervisor login.
- Generation of text file using the menu HOMSOEX (by clicking on report radio button)
AT HEAD OFFICE LEVEL
- The following steps are involved in HOS for handling both SOs cheques and HO cheques as mentioned below.
- Open the Outward zone using the menu HMCLZOH
- Generation of text file foe each SO by using the menu HOMSOEX (by selecting on file radio button)
- Invoke the menu HPR to select the generated file, click on the icon and view the file path.
- Download the files at HO by using the menu HTRFTOPC i.e., enter the file path and destination path where we want to save in our PC(computer).
- Upload the instruments of all the Sub Offices by using the menu HCLUPLD
- Entering the cheques received by HO in the same uploaded zone by using the menu HOCTM
- Suspending the Zone
- Release to Shadow balance
- Regularization of Zone.
Courtesy:
http://dopfinacle.blogspot.in/
Monday, 25 May 2015
நெல்லை கோட்ட செய்திகள்
May 25, 2015
Kalaivaraikalai
நெல்லை கோட்ட தலைமையிட உதவி கோட்ட கண்காணிப்பாளராக - ASP (HQ) திரு உதய் சிங் அவர்கள் நியமனம்.
அவருக்கு எமது மனம்நிறைந்த நல்வாழ்த்துக்கள்
அவருக்கு எமது மனம்நிறைந்த நல்வாழ்த்துக்கள்
Aadhaar Number Made Compulsory in Employee Service Book – DOPT Orders
May 25, 2015
Kalaivaraikalai
On November 3, the DOPT issued an order regarding the adding of Aadhaar Number in the Service Books of Central Government employees. The order also contains certain important instructions in the rules and regulations regarding the Service Book.
According to Rule SR-202, every year, the Head of Office has to get signatures from all the employees affirming that their Service Books have been updated.
According to Rule SR-199, all the work-related remarks and notes of the employee have to be recorded in the Service Book. Each remark and note has to be attested by the senior officer.
According to Rule No. 32 of the CCS (Pension) Rules, 1972, all the employees who have completed more than 18 years of service will have to be informed of the retirement and pension benefits.
The Order adds that the Service Book must also contain information like the employee’s biodata, posting details, qualifying service, security details, HBA, CGHS, CGEGIS, LTC claims, etc.
And now, all the Ministries and Departments have been asked to add the Aadhaar Numbers of the employees to their Service Books.
Service Record book have to be created for an employee on the day he/she join duty. Each employee must be given a copy of his/her Service Book. In case of misplaced, for additional set of copy, the employee has to pay a fee of Rs.500. The Service Book must also contain important details of his/her life, like the employee’s marriage, children, death and address.
Why should Aadhaar Number be added to the Service Book?
Central Government offices in Delhi now have Biometric Attendance system. The Government has plans to implement this system all over the country. The first step in this ambitious plan is to add the Aadhaar Number to the Service Books.
Names are creating confusions ensue due to same initial, dates of birth and other such details. This could be avoided if each person is given his/her unique identification number. All the details about the employee can be easily gathered from the number alone.
In future, Aadhaar number becomes more important than a person’s name!
The latest order issued by the DOPT has demanded reports from all the departments on how far they have succeeded in implementing the previous order.
Nothing illegal - Placing suspension on the last day of their service, --- The Madras high court
May 25, 2015
Kalaivaraikalai
There is nothing illegal about government servants being placed under suspension on the last day of their service, the Madras high court
There is nothing illegal about government servants being placed under suspension on the last day of their service, the Madras high court has said, refusing to quash the suspension of a civil supplies officer on the eve of his retirement. Justice S Vaidyanathan, dismissing the petition filed by V Murugan, who was slapped with five charges a few days ahead of his April 1, 2015 retirement and placed under suspension on March 30, said: "There is no hard and fast rule that an employee cannot be placed under suspension on the last day of his service. If the prayer of this petitioner is allowed, then persons like him may commit misconduct during the last month of their service and take a plea that no charge memo or suspension order can be levied against the employee."
As long as there is an employee-employer relationship, the employer has got every right to issue charge memo and place the employee under suspension and proceed against the employee as per rules and regulations, Justice Vaidyanathan said.
Murugan challenged validity of charge memos dated March 6 and 27, and the suspension order dated March 30. He wanted the court to quash the orders, and direct the authorities to extend all monetary benefits, pending salary, leave benefits and all other terminal benefits with continuity of service to him.
The department, however, submitted that Murugan was issued charge memos in the first week of March, 2015 and one day prior to his retirement, he was placed under suspension. Noting that the regional manager of Tamil Nadu Civil Supplies Corporation was competent to issue suspension orders, it said one of the five charges against Murugan was that even without attending the office he signed the attendance register.
Justice Vaidyanathan, asking the authorities to review the suspension order periodically, said the authorities could issue him a chargesheet and complete inquiry "as early as possible, preferably within one year." It is also open to the authorities to conduct the inquiry proceedings on day-to-day basis, he said.
DOPT to hold a meeting of NC JCM meeting on 29.05.2015
May 25, 2015
Kalaivaraikalai
March to Parliament was held on 28.04.2015 and call of strike has been given by JCA on 23.11.2015 on the demands of central government employees. On the backdrop of the pressure mounted by JCA, DOPT has called a meeting of NC JCM on 29.05.2015 to discuss and consider the issues of central government employees.
No.3/1/2015-JCA
Government of India
Ministry of Personnel, Public Grievances & Pension
Department of Personnel & Training
Government of India
Ministry of Personnel, Public Grievances & Pension
Department of Personnel & Training
New Delhi,dated the 21st May, 2015
ToShri Shiva Gopal Mishra,
Secretary, Staff Side,
National Council (JCM)
13, C Ferozshah Road
New Delhi
Sir,
Please refer to your online grievance No.PM0PG/2015/83480 dated 28th April, 2015 regarding proposed call for Strike on 23.11.2015.
2. You will be aware that the meeting of the National Anomaly Committee (NAC) is scheduled to be held on 29.05.2015 and also meeting of the National Council (JCM) is likely to be held shortly. Some of the issues will be discussed and considered during the meetings.
yours faithfully
(A.Asholi Chalai)Director (JCA)
No job cut in transformation of Postal Dept: Comm & IT Min
May 25, 2015
Kalaivaraikalai
.bmp)
