The Interest rates for Deposits is again lowered by 0.1% from 1st July 17

ஜூலை முதல் வட்டி விகிதம் மீண்டும் 0.1% குறைப்பு

Saturday, 7 January 2017

Pilot run of e-Revision Utility of CPAO for 7th Central Pay Commission-Revision of Pension

Pilot run of e-Revision Utility of CPAO for 7th Central Pay Commission-Revision of Pension
CPAO/IT & Tech/Revision/ 7th CPC/2016-17/19.VOL-III/207

Office Memorandum
Subject: Pilot run of e-Revision Utility of CPAO for 7th Central Pay Commission Revision of Pension.
Revision of about 9.5 lakhs Pre-2016 pension cases & 16000 post-2016 cases have become due as per recommendations of 7th CPC. As per instructions of DP&PW dated 4/08/2016, pension cases of Pre-2015 pensioners have been revised by the banks by applying the multiplication factor of 2.57.However, pension of post-2016 pensioners needs to be revised by concerned PADs. At present, these cases are being revised through COMPACT and physical authorities are sent to CPAO for authorization of pension. As COMPACT does not provide the facility of sending online Revision Authorities under the digital signatures of concerned PAOs to CPAO, CPAO has to wait for physical Revision Authorities for the validation of PAOs’ signature and special seal. Due to this, the process of pension revision becomes time consuming which ultimately slows down the whole process of revision. To overcome this problem, CPAO has developed online e-revision utility to take care of 7th CPC Pension Revision with the facility of sending digitally signed Revision Authority under the digital signatures of PAOs to CPAO.2.11 has been decided to start the pilot run of new utility in 8 PAOs i.e. PAD, CRPF, New Delhi, PAO, CISF, New Delhi and PAO, BSF New Delhi of MHA; PAO, NDIZ and PAO , Food Zone of UD; PAO, CWC in Water Recourses; Pr. AO/PAO , New Delhi in External Affairs and ZAD, CBDT New Delhi in CBDT. These PAOs are first required to register their digital signatures in PFIVIS (if not already registered) in order to process and send the revised authority to CPAO. e- Revision utility may be accessed on CPAO’s website Step by Step process flow for processing of revision cases in the new utility may be downloaded from CPAOs website at
3. in view of the above, you are requested to instruct your PAOs selected for pilot run to use new utility of CPAO for revision of Post- 2016 pension cases w.e.f. 1st January, 2017 and extend full support to make the trial/pilot successful. In case of any difficulty in use of this utility Sh. Davinder Kumar, Technical Director, [SIC, CPAO may be contacted on Telephone No. 01126715338 or through email —
Subhash Chandra
Controller of Accounts
Signed copy

Exploring the world of Philately - Tanapex 2017

Exploring the world of Philately - Tanapex 2017


In the age of e-mails, stamps may not be crucial for communication any more. But, they still hold a charm for stamp collectors. 

To introduce children to philately, which was considered king of hobbies, the Tamil Nadu Postal Circle is organising a four-day exhibition ‘Tanapex’ in Chennai after nearly two decades. 

Inaugurated at Amma Arangam in Shenoy Nagar on Thursday, the State-level exhibition has over 450 philately frames covering various themes such as flowers, freedom fighters and art and music. Each frame has a collection of stamps released during various years, but share the same theme. 

The exhibition, which also has several participants from South India Philatelists Association, also features several letters written by eminent personalities. A special cover on traditional silk sarees, picture postcards and pictorial cancellation of Muttom light house, Manappad light house and Arthanareeswarar temple were released during the inauguration. 

It’s not all about display of stamps alone. Children visiting the exhibition have a host of activities to be part of it — quiz contest, philately walk or philately hunt and design a stamp — all lined up till January 8. Cultural shows, magic show and drama by veteran theatre personality and comedian Crazy Mohan will also be organised. 

“We also encourage children to open philately account at a minimum cost of Rs.200. The exhibition also has 15 dealer booths to help visitors purchase stamps and rare items. A help desk has also been set up for new entrants who want to display their collection,” an official said. 

T. Murthy, member (Operations), Postal Services Board, Harmander Singh, principal secretary, Handlooms, Handicrafts, Textiles and Khadi department and Charles Lobo, Chief Postmaster General, TN Postal Circle were present. The exhibition will be open from 10 a.m. to 7 p.m. till January 8.

Source :

தமிழ்நாடு அஞ்சல் வட்டத்தின் சார்பில் மாநில அளவிலான அஞ்சல் தலை கண்காட்சி சென்னையில் 20 ஆண்டுகளுக்குப் பிறகு தொடங்கியுள்ளது.
"டானாபெக்ஸ் - 2017' என்று பெயரிடப்பட்டுள்ள இந்தக் கண்காட்சியானது 1997-ஆம் ஆண்டுக்குப் பிறகு சென்னையில் 2017-ஆம் ஆண்டு நடைபெறுகிறது.
ஜனவரி 8-ஆம் தேதி வரை ஷெனாய் நகர் அம்மா அரங்கத்தில் இந்தக் கண்காட்சி நடைபெறும்.
கண்காட்சியில் அரும்பொருள்கள், மலர்கள், வடிவமைப்புகள், கலை- இசை, சுதந்திரப் போராட்டவீரர்கள், விலங்குகள் உள்ளிட்ட ஆயிரக்கணக்கான அஞ்சல்தலைகள் 450 காட்சிச் சட்டங்களில் காட்சிக்கு வைக்கப்பட்டுள்ளன. மேலும் இந்தக் கண்காட்சியில் பங்கேற்கும் பள்ளி மாணவர்களுக்கு அஞ்சல் தலை சேகரிப்பு தொடர்பான பல்வேறு போட்டிகளும் நடைபெறவுள்ளன.
இதுதவிர புகழ்பெற்றவர்களின் கடிதங்கள், இந்திய அஞ்சல் துறை குறித்த விவரங்களை அளிக்கும் வகையிலான அஞ்சல் தலை சேகரிப்பு உள்ளிட்டவை தொடர்பான அரங்குகள் உள்ளன.
மேலும், அஞ்சல் தலைகள் மற்றும் தபால் துறை சார்ந்த அரியப் பொருள்களை வாங்குவதற்கென்று 15 விற்பனையாளர் அரங்குகளும் உள்ளன.
கண்காட்சியின் தொடக்க விழா வியாழக்கிழமை நடைபெற்றது. நிகழ்ச்சியில் தமிழகத்தின் பாரம்பரிய காஞ்சிபுரம், ஆரணி, திருப்புவனம் பட்டுச் சேலைகள், இந்தியாவின் நறுமணப்பொருள்(ஸ்பைஸ்) மஞ்சள், திருச்செங்கோடு அர்த்தநாரீஸ்வரர் கோயில், திருவாரூர் தேர் உள்ளிட்டவை அடங்கிய சிறப்பு அஞ்சல் உறையும் வெளியிடப்பட்டன. தொடக்க நிகழ்ச்சியில் தமிழ்நாடு கைத்தறி, கைத்திறன், துணிநூல் மற்றும் கதர்த்துறை முதன்மைச் செயலர் ஹர்மந்தர் சிங் பேசியது:
தமிழகத்தின் பட்டுச் சேலைகள் குறித்த சிறப்பு அஞ்சல் உறை வெளியிடபட்டது சிறப்பு வாய்ந்த நிகழ்வாகும். இதன் மூலம் நெசவாளர்கள் பிரபலமடைந்து, அவர்கள் தொழில் சிறக்கும். அஞ்சல் துறைக்கும் இந்தச் சிறப்பு உறைகள் விற்பனையின் மூலம் வருவாய் கிடைக்கும்.
இந்தியாவிலேயே கைத்தறி நெசவாளர்கள் எண்ணிக்கையில் தமிழகம் 3-ஆவது இடத்தில் உள்ளது. 3 லட்சம் கைத்தறி நெசவாளர்கள் தமிழகத்தில் உள்ளனர் என்றார்.
அஞ்சல் துறையின் இயக்குநர் ஜெனரல் டி.மூர்த்தி பேசுகையில், கடந்த முறை கோவையில் நடைபெற்ற அஞ்சல் தலை கண்காட்சியின் மூலம் ரூ.40 கோடி வருவாய் ஈட்டப்பட்டது. இந்த முறை ரூ.150 கோடி வருவாய் ஈட்ட இலக்கு நிர்ணயிக்கப்பட்டுள்ளது என்றார் அவர்.

Certificate of re-marriage/marriage

Certificate of re-marriage/marriage—reg.
No.1/1/2016-P&PW (E)/23913 Government of India Ministry of Personnel, P.G. & Pensions Department of Pension & Pensioners’ Welfare
3rd Floor, Lok Nayak Bhawan, Khan Market, New Delhi 19th December 2016
Sub: Certificate of re-marriage/marriage—reg.
The undersigned is directed to refer to Annexure XXVI of the Scheme Booklet of the O/o CGA, which is a proforma for Certificate of Re-marriage/Marriage. As per the Scheme Booklet, this certificate is to be submitted once every six months in May and November By widowers and unmarried daughters, This is required to be countersigned by ‘a responsible officer or a well-known person.
2. This department has received request from Pensioners Union of Railway Employees, Chennai. (copy enclosed) stating that the widows of the deceased ’employees are required to submit the certificate countersigned by a responsible officer or a well-known person. More often the widow, when approaches the show-called responsible officer/well-known person, are being harassed. They feel that the present stipulation of getting counter signature is not only unwarranted but also an affront to the womanhood in the context of atrocity against women rampant in the country. This is inconsistent with acceptance of certificates with self-attestation.3. Therefore, the Union has requested to eliminate the provision of counter signature from others duly accepting self attested certificates.
4. This department has also received representations against provision for submission of these certificates every six months, which had been forwarded to the CPAO for further necessary action. as general references.
5. This department has already allowed submission of self-certificate for non-marriage and declaration of income vide OM dated 21st July, 1999, re-iterated vide OM dated 8th December, 2011 and 20th September, 2012 (copies available at ) Rule 54 of CCS (Pension) Rules, 1972 has been amended to allow submission of marital and income certificates only once a year.
6. In view of the foregoing, Central Pension Accounting Office, Department of Ex-servicemen Welfare and Ministry of Railways are requested to make suitable changes to their respective forms for the above certificate.
Under Secretary to the Government of India
Ph: 24644632

Friday, 6 January 2017

Pension News – Retired Central Employees Win War in Supreme Court – Alas! Stalled by the Govt.

Pension News – Retired Central Employees Win War in Supreme Court – Alas! Stalled by the Govt.

Three decades after their battle began, and despite a victory in the Supreme Court in September, several thousand retired central government employees are yet to get their pension restored.

Unwilling to let the octogenarians celebrate with pension benefits, the Centre filed a review petition in the top court last month and decided to implement the restoration subject to its outcome. The Union ministry of personnel, public grievances and pensions issued an office memorandum on December 21to give former central government employees who had litigated for years, including K Ganesan, a spearheading litigant who died during the process, this bittersweet news.
The issue centres around a pension rule that permitted central government employees to shift en masse from the 1960s to the 1980s to public sector undertakings (PSUs) that needed experienced workers at the time. To aid and promote the move, the Centre allowed the employees to avail of 100% lump sum pension in advance for 15 years.
The rules had till then permitted a partial one third commutation. Acomplicated formula is at work for pension calculations.Essentially, such employees who had claimed a lump sum upfront in a particular year, went on to fight for restoration of pension (effectively arrears) as per service years, after accounting for the lump sum payment made earlier. The issue was a fight against effective downgrade of pension slabs.
Several legal battles ensued, beginning in 1983. In 1987, the SC first allowed one-third restoration for Central govern ment employees after a 15-year period, and a decade later extended the benefit to those who had shifted to PSUs.
K Ganesan, who was with the finance ministry and in 1986 moved to BHEL, a PSU, after availing of lump sum pension in advance, launched a fight in the Madras high court.In 2007, the court upheld the plea.
It significantly held that the Centre cannot wipe away the rights of an employee for restoration. It said an employee remains a pensioner under the Pensions Act, 1871. Navi Mumbai resident Satish Kate, part of another association and who worked with the Indian Bureau of Mines and retired in 2006 from Indian Oil Corporation, is among those awaiting restoration.
“Many of the 7,000-odd pensioners are aged over 80. They may not live to enjoy pension in their lifetime if the legal battle continues,” he said. “The SC order applies to all of us who were absorbed by PSUs.The PM heads the ministry of personnel, public grievances and pension.”
Source: TOI

Why IPPB Gets More Demand than other Payment Banks

India Post Payments Bank (IPPB) is yet to start operations, but, already, it is the hottest game in town.
Banks, insurance firms and asset management companies are approaching it with offers of equity partnerships, joint ventures or other mutually beneficial arrangements.

That shouldn’t surprise anyone.
India Post, which will run IPPB, has a network of more than 150,000 branches, of which almost 140,000 are in India’s rural hinterland. That gives the payments bank access to a network that is almost unrivalled in its reach.
In total, 50 companies including Barclays Bank, Deutsche Bank, Citibank and several state-owned banks have sent proposals to the department of posts for a partnership. The International Finance Corporation, part of the World Bank Group, has offered to be an equity partner. Money transfer company UAE Exchange is ready to open vostro (in which the Indian bank will manage a local account corresponding to one held in a foreign bank) accounts for rupee currency, targeting Indians living in West Asia.
Like other payments banks, IPPB will target financially excluded customers such as migrant workers, low-income households and tiny businesses. It will not lend money and, as a result, will be shielded from the risks that conventional banks are exposed to. And it will have a huge offline presence to complement its online one, for which the department of posts has already identified a core banking solution (the software that runs banks).
The department of posts was among the 11 entities that got an in-principle approval from the Reserve Bank of India (RBI) to start a payments bank. Three entities have surrendered their licence after they discovered the business is characterized by high volumes and low profit margins. For India Post, though, the business will be a natural extension.
India Post already accepts money from customers as part of its post office bank accounts and long-term deposit schemes such as National Savings Certificate. Its money order service is widely used by migrant workers to remit money back home.
It will also not have to gain trust of customers like its competitors, especially in the rural areas, as the local postman is still an integral part of the day-to-day lives of the rural populace.
The Union cabinet approved a proposal to set up IPPB with a corpus of Rs.800 crore. Communications and information technology minister Ravi Shankar Prasad said IPPB has plans to open 650 branches and will be operational by September 2017.
“IPPB will be a game changer for rural and suburban India. We had initially planned to roll out operations in three years. But the Prime Minister has given us a challenge to start operation in a year’s time. All grameen dak sevaks in rural post offices will be given hand-held devices by March 2017 and by September 2017, all 650 branches of postal payments bank will become operational,” Prasad said.
The payments bank will begin with Rs.400 crore equity capital and Rs.400 crore as grant from the government. IPPB plans to set up 5,000 automated teller machines as well, he added.
N.C. Saxena, former secretary of the erstwhile Planning Commission, said that financial institutions are sensing the potential that IPPB has in terms of its connectivity and reach.
“In today’s digital era, telegrams and post cards are no longer used. But India Post has a vast infrastructure already in place and a very good rural network. Besides the 1.5 lakh post offices, they also have a network of temporary post offices—basically one-person post offices—that take care of the last-mile connectivity in rural areas,” he said, adding that financial institutions both in the private and public space cannot hope for a partner with a better reach in rural areas.
“But the post office payment bank will have to quickly move to an online platform to make it easier for customers to access their accounts and conduct transactions,” Saxena said.

Thursday, 5 January 2017

From the Desk of General Secretary, NAPE Group C


             Thiruvananthapuram entices you. Delegates and active corps of the Postal National Union movement will converge at Thiruvananthapuram from 5th to 7th February 2017, in the mammoth gathering to review the activities of the union in the last two years, analyze the present situation, take a peep into the future, and resolve upon the further steps to be taken to realize our objectives in the 22nd AIC of NAPE, Group C.

             The seventh CPC created utmost disappointment to the Postsal Group C with its One line remark that they demanded enhancement of minimum qualification for Direct recruits and enhancement of minimum grade pay from 2400 to 4200. LSG,HSG have sought to be place at higher levels, the commission is of the view that there is no justification for the upgrade sought. The services of the Postal Assistants are so thoroughly exploited by the department by forcing them to share the burden of baseness, New Technology, revenue increase, consequent of which the officials are forced to work extra hours of more than 10 hours per day. The National JCA failed to deliver anything so far and the indefinite strike called off abruptly with assurances given to some leaders.

              The four committees constituted so far on allowances, Fitment formula, NPS etc did not give any report so far. The Central Government Employees are under confusion about their future. The continue shortage of staff and defective recruitment policy forced the Postal employees to work more and non sanction of leave. The new software brought sleepless nights. The apprehensions on IPPB, RICT continues upgradation of PA scale though agreed in the implementation committee did not see light and Govt stand is unilateral. There is no guarantee for increment. Postmaster Grade officials disappointed with the unfounded logics. Promotions are not guaranteed with the unscientific benchmark policy.

               Trek to Thiruvananthapuram in large numbers. We have to discuss and take decisions for our future. We are looking forward to return from Thiruvananthapuram with hands laden with destiny.

                Let us make the 22nd AIC a historic one and again on the Thiruvananthapuram

Wednesday, 4 January 2017

7TH CPC : Govt ignored genuine demands, Says NJCA Convenor


New Delhi, Jan 4: National Joint Council of Action (NJCA) convenor Shiv Gopal Mishra once again lashed out at Centre for not paying heed to the demands of aggrieved central government employees. Mishra, who also heads the All India Railwaymen’s Federation (AIRF), claimed that he is personally pained since the government has ignored the genuine demands raised on behalf of employee unions. Mishra listed two of the most genuine demands which he wanted Centre to fulfill: Upscaling of minimum salary to Rs 26,000 and enabling Old Pension System for employees hired on and after 1st January, 2014.

“In the recommendations of the 7th CPC both the demands were ignored,” Mishra said in his statement issued for AIRF. He further added, “held meetings with the Cabinet Secretary, Secretary(DoP&T), Secretary (Exp.) etc. of the Government of India, to extract maximum benefits for all of you, but up till now nothing fruitful has emerged,” he added.
Centre had constituted a High Level Committee headed by Finance Secretary Ashok Lavasa to look into the anomalies raised following the implementation of 7th Pay Commission. The allowances of government employees, along with arrears would only be cleared after the committee submits is report. The allowances are likely to be rolled out following the Union Budget.

The report of 7th Pay Commission was notified by Union Government in July. Although the salaries have been hiked using 2.57 fitment factor. However, the hike in allowances were put on hold as employee unions had raised objections. The 7th Pay Commission report submitted by Justice (retd) AK Mathur subsumed 37 and abolished 51 out of the incumbent 196 allowances.

Apart from the National Council (Staff Side), Confederation of Central Government Employees & Workers have launched a campaign against Centre, seeking fulfillment of 21-point-charter of demands. They have called for a nationwide strike on February 15. READ 21-point-charter of demands here.

AIAIASP GS Lr to Secretary Posts - Regarding PS Group B Exam

No. CHQ/AIAIASP/PS Gr. B Exam 12-17/2016 Dated : 3/1/2017

Shri B. V. Sudhakar,
Secretary (Posts),
Department of Posts, 
Dak Bhavan, Sansad Marg, 
New Delhi 110 001. 

Sub: Conduct of LDCE on 18.12.2016 for promotion to the cadre of P.S Group ‘B’ from the vacancy year 2012–13 onwards---Regarding cancellation of examination proceedings. 

Ref : Directorate Notification No. A-34012/8/2016-DE dated 07th October 2016

Respected Sir,
With profound regards your kind attention is invited to this Association’s letters No. CHQ/AIAIASP/PS Gr. B Exam/2016 dated 19/10/2016 and CHQ/AIAIASP/PS Gr. B Exam 12-17/2016 dated 17/11/2016 whereby it was requested to re-visit your decision of conducting the LDCE for the promotion to the PS Gr. B cadre for the vacancy year 2012-13 onwards.
In this context, it is once again bring to your kind notice that this Association has time to time brought to the Directorate’s notice vide letter No. CHQ/IPASP/CRC/2012 dated 15/7/2013, 19/11/2013, 6/1/2014, 17/4/2014, 16/5/2014, 21/6/2014, 29/8/2014, 9/2/2015, 9/3/2015, 7/11/2015, 10/3/2016 to revise the recruitment rules of PS Gr. B cadre and conduct LDCE for PS Gr. B for the year 2013, 2014, 2015 and 2016 separately year wise. But all of sudden, Directorate has decided to conduct a single exam, for the vacancy years 2012, 2013, 2014, 2015 and 2016 and notified the same vide letter dated 07.10.2016. The schedule of the examination was also not published in calendar of examination for the year 2016. All IPs/ASPs eligible for the year 2012, 2013, 2014, 2015 have, thus, lost their chances of appearing in the examination against respective years vacancies separately. Furthermore, candidates who appeared in the examination on 18/12/2016 have noticed many omissions / irregularities in the question papers and preparation of holding of examination at various centres for which they are seeking appropriate remedies available to them. 

Sir, as you aware that due to holding of single examination for the vacancies for the year 2012 to 2016, numbers of CAT cases cropped up at various benches in the country, besides filing up Writ Petitions in High Courts by members of this Association and other cadre staff. The outcome of these CAT/WP cases are awaited and thereafter also there is no guarantee that matter would be resolved or would linger on up to APEX level.

To overcome this situation it is suggested that, the entire proceedings of the LDCE for the promotion to the cadre of PS Gr. B held on 18/12/2016 may be cancelled and committee headed by the officer of rank of HAG+ may be nominated to examine the issue in depth so as to decide as to how the pending examinations would be conducted to give fair and proper justice to the aspirants as demanded by them in various CAT/Court cases.

In order to obviate complexity of the issue, this association, respectfully urged upon the Department to approve the suggestion put forth in aforesaid para and cancel the entire proceedings of the LDCE held on 18/12/2016.

Thanking you.
Yours faithfully,

(Vilas Ingale)
General Secretary.

Copy forwarded for information and necessary action to :-
Shri S. V. Rao, Director (DE), Department of Posts, Dak Bhawan, Sansad Marg, New Delhi 110 001.

Proposed on line selection of all categories of GDS-Clarification

Proposed on line selection of all categories of GDS-Clarification

Allocation of cash for rural areas through rural Post Office - RBI Order

DCM (Plg) No.2200/10.27.00/2016-17
January 03, 2017

The Chairman / Managing Director/ Chief Executive Officer,
(All banks with currency chests)

Dear Sir / Madam
Allocation of cash for rural areas

2. On observing that bank notes, being supplied to rural areas, at present, are not commensurate with the requirements of rural population, some steps have already been initiated as indicated in the above circulars. With a view to ensure that at least 40% bank notes are supplied to rural areas and to mitigate the issue in a more enduring manner, the banks maintaining currency chests are advised to take the following steps, in continuation of the above.

Distribution Channels and Proportion of currency flow

i. Banks should advise their currency chests to step up issuance of fresh notes to rural branches of RRBs, DCCBs and commercial banks, White Label ATMs in rural areas and post offices in rural areas on priority basis which are considered main rural channels of distribution.

ii. As the rural requirements could vary from district to district depending on variations in the rural and urban mix of each district in terms of relative shares in CASA deposits and number of deposit accounts, to facilitate a need based approach in this regard a certain percentage of allocation has been assigned to each district as per Annex 1 depending on the rural and urban mix.

iii. Accordingly, all Chests operating in a district must issue bank notes to the above mentioned distribution channels in the indicated proportion. The indicated proportion may be maintained on weekly average basis at each chest level as it may be difficult to stick to the proportion on daily basis.

Reporting for monitoring

iv. Currency chests must furnish daily issuances to the above categories to their Link Offices (LO) along with chest slips with a weekly summary as at close of business on every Friday. LOs should in turn forward it to the RBI’s Regional Office concerned (reporting format annexed) to facilitate a review. It may be similar to the chest balances reporting mechanism (Annex 2). LOs may monitor the daily reports to avoid lumpiness in issuances and to ensure that issuances are evenly.

Denominational mix

v. Chests should issue bank notes in denominations of ₹ 500 and below. In particular ATMs, including WLAOs, may be issued ₹ 500s and ₹ 100s and among ATMs category, Off-site ATMs should be allocated higher proportion of cash as against on site ATMs as they are more important in last mile currency connectivity.

vi. Existing stock of other denominations notes below ₹ 100 should be issued liberally.

vii. Banks should indent for coins, obtain supply from Issue Departments of Reserve Bank of India, if required, and ensure supply to public on priority basis.

3. Please acknowledge receipt.

Yours faithfully,

(P Vijaya Kumar)
Chief General Manager
Encl: As above

What Is CSI ? What Is Going To Happen In The Future In Post Offices

Hello Friends,
A warm welcome from team of PO Updates. We wish you a happy and prosperous new year to all. Hope you are all doing well.

We have seen how Finacle was implemented in Post Offices. It was all chaos. No proper training was given to staff at ground level. Many people have suffered. Some people even committed suicides while some people died of heart attacks. Our friendly old customers started being angry with us. Some customers even beat our staff.

Many senior staff opted for voluntary retirements, while non SB staff didn't even came to SB counters side in fear.
Let us ask ourselves, do we really need to worry about the work at office. Not because we cannot work, but some new software ruining our work flow. Who should be blamed here? Who is the reason for all this non sense which happened in the counter in the last one year?

Well, its not important whom should be blamed. Because a new software implementation is going to take place in post offices very soon.

While everyone was suffering so much because of finacle, we wanted to help. We have worked out hard and prepared material which you can use for your daily work. Team of PO Updates worked very hard to help you.

1. We have started this blog and created an online repository of step by step procedures for more than 300 transactions in Finacle.

2. We have created a book of all these transactions called PINEAPPLE. More than 15000 people downloaded it and used it for doing transactions in their office as per our records. Whenever we go to any office we feel proud when we see people doing transactions using Pineapple.

3. We have provided our staff with finacle online training. Even though we stopped the training due to time constraint we are proud to say more than 3000 people have enrolled for the training.

4. We have provided a mobile app, created a facebook page and tried to reach you, tried to give you instant information about any important changes or updates.

While we are happy we could help you, we see a new problem is developing. CSI IS COMING. Within a short period (less than 6 month from now) all offices in India are going to be migrated to CSI.

Now everybody have to be very careful here because there is no escaping from CSI. Finacle caused problems only to SB counter staff. Now SB staff will be doing their work with ease and all the other staff will be crying.

No we should not cry anymore. Let's be ready for CSI.

What is CSI?

Core system Integrator or in short CSI is a new software which will replace our legacy meghdoot modules completely.

Yes all software which we are using now like Meghdoot Point Of Sale, Treasury, Sub Accounts, Accounts and Accountant module will be replaced by

1. CSI Point Of Sale
2. CSI Back Office and
3. SAP

All our day to day transaction will be done using the above three new software only. These new software are developed by TCS and trust me they have done a great job. They have brought everything under one roof.
Not only operational post offices, but administrative offices like divisional offices, regional and circle offices must use CSI SAP module to do their daily works. 
Every thing is well organised in this new software. But the learning curve is a little steep. Counter operations are all bit easy but when it comes to the SAP part, things get really rough.

Our day to day work in sub offices is mostly done using CSI Point of Sale (PoS) and CSI Back Office softwares only. Recently we have posted some screenshots of the PoS module on our blog, you can have a look of them here

With the help of these new products which we are going to use soon, our work will greatly reduce.
The duplication of work which we had to do will now completely be gone. Previously, whatever transactions we do at sub offices, were again had to be done at HO using Sub accounts and accounts module, the same transactions are to again accounted for in Circle Offices and again at the directorate level.

This repetition of work will completely be gone. Since all the transactions which take place at Sub offices or even branch offices will be stored in a central location and hence need not fed again in the system.We haven't got the official confirmation but, we think that there will not be any more SO daily accounts, schedules and stuff any more. Just do your work, tally the money and go home. Isn't it great? Yes absolutely.

But the only problem is getting used to the new software. No problem, just keep following our blog and you will be doing good.

In the next article we will be looking at what is CSI Point Of Sale and CSI Back Office modules and we will start learning how to use them in our offices.

Until then, have a great time.

Courtesy : PO Updates.

GDS Committee report latest information.

 GDS Committee report still in our Minister's office. However it is expected the report  will be published shortly (with in10days)in our India Post website.
D.Thiyagarajan, Secretary General FNPO.

Tuesday, 3 January 2017

IT Exemption should be increased to 5 Lakh – Deloitte Pre-Budget Expectations Survey

A recently released Deloitte Pre-Budget Expectations Survey Report reflects what has been widely expected as an easing of income tax limits in Budget 2017. According to the survey, basic income tax exemption should be increased to Rs 5 lakh per year and the ceiling for claiming deduction under Section 80C should be increased to Rs. 2.50 lakh.
While almost all respondents in the survey want the I-T exemption limit increased substantially, 58 percent of them wanted the ceiling to be increased to Rs 5 lakh. As many as 71 percent respondents want the limit of the Section 80C to be increased to Rs. 2.50 lakh from Rs. 1.50 lakh currently.
Many reports in December said that the income tax slabs will be increased to at least Rs 4 lakh. However, a government spokesperson had denied that the income tax would be eased and called the reports baseless. After demonetisation, which has hit many industries and slowed economic growth to 7.1 percent in the most recent quarter, people are hoping to get some respite from the coming Budget.
Increasing the income tax ceiling would give consumers more money to spend, thereby increasing demand.
“The increase in the slab limit will kick-start savings, which will ultimately lead to increase in investment in the system,” stated the Pre-Budget Expectations Survey Report by Deloitte.
The existing deduction limit is low as compared to increase in income levels and inflation. “Increase in limit will help channelise household savings into productive avenues such as insurance, provident fund, equity and the like which will in turn help boost infrastructure spending and job creation,” the survey said.
It also added that the National Pension Scheme (NPS) should receive tax treatment parity with the Provident Fund (PF). As many as 88 percent of the respondents wanted full tax exemption for withdrawal of NPS. Withdrawals from the NPS are taxed up to 60 percent.
The PF, which is under Exempt – Exempt – Exempt (EEE) regime, is not taxed on withdrawal.
“The government has positioned NPS as an alternative to PF. Therefore, to bring parity and incentivise employees to be part of NPS, it must be brought under the EEE regime,” the report added.
In the survey, Deloitte said that the government is targeting boost in infrastructure spending and requires long-term funds for that. “Hence, it is an apt time to reintroduce deduction for investment in long-term infrastructure bonds as it will provide an additional avenue for individuals to make an an investment and save taxes,” the survey suggested.


Dear colleagues,

I regret to inform you that  our Dearest colleague V. Manikavelu former Org Secretary passed away on 01/01/2017 at 10.30. I am searching words to console the bereaved family of V. Manikavelu and NURMS-C colleagues across the country..

Shri V.Manikavelu dismissed from the service for the participation strike during 1968. He joined FNPTO in 1972 along with former GS, R.Chackarvarthy . He guided me last 25 years in each and every matter. I have lost my elder brother indeed.
I pray the Almighty to give enough strength to bear the loss of  V. Manikavelu to me and his family members .
May his soul is rest in peace at the heavenly abode.
Secretary General, FNPO.

Monday, 2 January 2017

Happy and Peaceful Retirement Life.....

           Rajat S Das, All India President of NAPE Group C & Circle Secretary of NAPE Gr C West Bengal Circle is retired from service on 31.12.2016. FNPO Tirunelveli wishes for his happy, healthy and Peaceful retired life. We will ever remember his service rendered to this Association. 

Difference between NEFT / RTGS / IMPS

  • Immediate transfer (24 x 7)
  • Upper limit : 50k per day. Total 2.5 lac per month.
  • No upper limit. Transfer is not immediate.
  • Mon to Friday - 8 am to 7 pm - transfer is done in 12 batches
  • Saturdays - 8 am to 1 pm - transfer is done in 6 batches.
  • Some charges apply (maximum is Rs 25 + service tax)


  • Meant for large transactions. Minimum amount is 2 lac. No upper limit.
  • Transfer is immediate or "real time" during business hours. (usually few minutes, but not necessarily in seconds)
  • Monday to Friday - 9 am to 4.30 pm
  • Saturdays - 9 am to 1 pm
  • Charges : Rs.30 below 5 lac. Or Rs 55 above 5 lac.

Sunday, 1 January 2017

RTI - the workload points of the GDS

RTI regarding the workload points of the GDS in AP & Telangana Circle  - CIC Video Conference with CH.Laxmi Narayana ,President NUGDS.

CPIO clearly clarified in the Video Conference with Central Information Commissioner and CH.Laxmi Narayana on 21.12.2016 at Guntur Collectorate Office that no GDS employees should work beyond 5 hours. If any such GDS officials working beyond 5 hours no extra payment will be paid.

புத்தாண்டு பரிசு Interoperability of POSB debit cards with bank ATMs sarted.

புத்தாண்டு பரிசு 
அஞ்சல்துறையின் ATM கார்டை பயன்படுத்தி எந்த வங்கி ATM மிலும் பணம் எடுக்கலாம் அதுபோல வங்கியின் ATM கார்டை பயன்படுத்தி அஞ்சல்துறை ATM மிலும் பணம் எடுக்கலாம்.
Waiting is over. Now you can use your POSB ATM cards in all nationalized banks ATMs. It is a new year 2017 gift to all POSB customers by India Post.
See the below images for proof, and check the reference ID in DOP finacle.
Note: Withdrawal also Possible in many banks ATM, In some location could not be possible it will be rectified.

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